Built for Nigerian bank statements
Know where every naira goes.
Upload a statement from any of your banks. In under a minute, see what you spent and on what, set budgets, and get a warning before you run short.
- OPay
- Moniepoint
- Access Bank
- Fidelity Bank
- Kuda
- GTBank
How it works
From statement to clarity in three steps
- Step 1
Export a statement
Download a PDF, Excel or CSV statement from your bank app, or take screenshots of your transaction list.
- Step 2
Upload it
Password-protected PDFs work too. The password is used once to open the file and never stored.
- Step 3
See your spending
In under a minute every transaction is sorted into food, transport, bills, family and more.
Features
Everything you need to take control of your money
Automatic categories
Bank charges, airtime, POS, transfers, OWealth sweeps: sorted for you, including the Nigerian payees generic apps miss.
Learns your payees
Tell it once that “Mama Nkechi” is food and it remembers, for past and future transactions.
Budgets that carry over
Set a monthly limit per category and watch it fill up as you spend.
Early warnings
A heads-up before you run short before payday, pass a budget, or pick up a new subscription.
Live by email
Forward your OPay emails once: transfers show up within a minute, and statements you export import themselves.
Screenshot quick add
No statement handy? Snap your app’s transaction list and confirm the rows.
All your banks together
OPay, Moniepoint, Access and more in one view. Transfers between your own accounts aren’t counted as spending.
Your money data stays yours
We built this the way we'd want our own statements handled, in line with the Nigeria Data Protection Act 2023.
- No bank login, PIN or BVN, ever. You choose what to upload.
- Files are encrypted while waiting to be read, then deleted.
- The AI sees payee descriptions only; never your name, account numbers or balances.
- Download or delete all your data from Settings at any time.
Install it on your phone
No app store needed. After signing up, add it to your home screen from Chrome or Safari and it opens full screen, with spending alerts as notifications.
Questions
Frequently asked
Do you need my bank login?
No. You upload a statement you exported yourself. We never ask for your bank username, password, PIN or BVN.
Which banks are supported?
OPay, Moniepoint, Access Bank, Fidelity Bank, Kuda, GTBank. More are coming; tell us which bank you use through the contact page.
What happens to my statement file?
It is encrypted while it waits to be read, then deleted. Only the transactions are kept, in your account.
Can I delete everything?
Yes. Settings lets you download your data or delete your account and all of it, at any time.
Is there an app to download?
It installs straight from your browser onto your home screen, on Android and iPhone, and opens full screen like any app.
Something else? Contact us
Ready to see where your money went?
It takes a minute with the statement you already have.
Get started